Early Withdrawal

M1a1 Abrams Tanks in action Iraq-73 Easting

Question: Early withdrawal from Roth IRA retirement account?

I have a question about early withdrawal from Roth IRA account. I have been investing money from my Roth IRA account tax free for 3 months now, I see some growth in it, and plan to do more aggressive investment to grow the money…. I know it is not a good decision to make because I might lose them all, again, I am only 26, I afford to lose that $2000 and start from scratch again…. Anyway, I plan to invest and grow my $2000 to $30,000 in 2-5 years. There are several exception to touch the IRA account without early withdrawal penalty and taxes such as, first time home purchasing, medical expenses, and education.

Answer: Get ready to take a serious hit on your taxes. You can alternatively borrow against that money so that you don’t have to pay taxes. You should talk to a tax accountant. That’s an easy question for them.

Tips from the IRS – Money in your pocket with first-time homebuyer credit

Question: Forgetting the pill…then having withdrawal sex…am I still safe?

I just started my new pack of pills last Monday and on Tuesday I forgot to take one and had to take 2 the following morning (Wednesday). I read somewhere on the internet that it was ok to have sex 2 days after and still be protected. However, after carefully reading my instructions, 5 days later, i realised that I should have been using additonal contraception for at least 1 week later. I had been using the withdrawal method with my boyfriend since last week (to be extra safe), but of course, as I should have had extra protection for up until a week later, it is possible that I am pregnant because of pre-cum (sperm). I am very anxious although chances are small..but of course always possible.Someone please give me their advice on my chances of being pregnant and possible things I might notice early on in pregancy. I don’t usually have crampyat all during my period, is it possible that I might not notice anything until after my period should arrive? thanks

Answer: Nooooooooooooooooooooooo! did you do sex ed at school. Theres always a chance of getting pregnant, unless youve had surgery (your or your partner). All methods of contraception have a fail rate – so that means ‘natural’ methods are even worse. To be really safe though without surgery – go on the pill and make him wear a condom.

Birth Control: The Withdrawal Method (Sex Health Guru)